Financial Wisdom for Every Stage of Life.

Fraud can happen to anyone, and recognizing the warning signs early is one of the best ways to protect yourself and your finances. As a local community bank, we are committed to helping our customers stay informed and vigilant. Fraudulent behavior can take many forms, from phishing emails to unauthorized account activity, but there are common red flags that everyone should know. 1. Unusual Account Activity One of the most obvious signs of fraud is unfamiliar or suspicious activity in your...

Scams and cybercrime are on the rise, costing Americans nearly $21 billion in 2026 alone, according to the FBI’s annual crime report. Knowing what steps to take if you’ve been targeted by a scammer can make all the difference in protecting your finances and personal information. If you think you’ve encountered a scam or accidentally shared sensitive information, here’s what you should do right away: 1. Stop All Contact Cease all communication with the scammer immediately. Do not respond to...

Just like a computer our cell phones are at risk of being compromised by malware, viruses and fraudsters. If you think your phone has been compromised or if you are just looking for tips about keeping it secure, we have some tips and resources below. If a fraudster has gained access to your phone through malware, an app you downloaded, or other means, you have a few options: Turn your phone off: This will prevent fraudsters and malware from accessing anything on the device. Turn Airplane mode...

Elder Financial Exploitation is defined as: the improper use of an adult’s funds, property, or resources by another individual including, but not limited to fraud, false pretenses, embezzlement, conspiracy, forgery, falsifying records, coercion, property transfers, or denying them access to their wealth by the U.S. Department of Justice. Under this definition, the exploitation can be broken down into two types. Elder Financial Fraud: Occurs when an older adult is deceived and exploited for...

As Things Heat Up, Place a Credit Freeze to Stop Fraud in Its Tracks With summer in full swing and activity picking up everywhere, it’s the perfect time to make sure your personal information is protected. Just as you take steps to stay cool and safe in the summer heat, you can also take proactive steps to keep your finances secure—starting with a credit freeze. Let’s take a closer look at how placing a credit freeze can stop fraud in its tracks—and why it could be the smartest step you take...

Our latest Besides Banking showcases Jill Moon, Assistant Vice President IT Operations Manager, and Dana Stewart, Assistant Vice President Retail Training Manager. Dana and Jill are passionate about volunteering and one way they give back is through the American Red Cross. Jill and Dana are both instrumental in organizing and filling the four blood drives hosted each year by D.L. Evans Bank in the Magic Valley. Jill shares her dedication, saying, "I have a true passion for this because my...

Tax season is here and fraudsters are using tax returns and taxes owed to scam consumers. What are Common Tax Scams Tax Refund Scams These scams occur when fraudsters contact you by phone, email, or text, claiming you are owed a refund. Their goal is to trick you into providing personal information—such as your bank account number or Social Security number—which they can then use to steal your money or identity. Tax Credit Scams Fraudsters sometimes use social media to promote credits, such...

Benefits of Paying Your Bills Online with Bill Pay Looking for ways to simplify your finances and reduce everyday stress? One easy solution is to take advantage of the bill payment features offered through your online and mobile banking platforms. Most customers with checking or savings accounts can access this service free of charge, making it a cost-effective tool that seamlessly fits into your financial routine. Convenience: With online bill pay, you can manage and pay all your bills in...

With technology evolving, scammers are upping their game. Here are some standout fraud trends for 2026. Impersonation Scams Romance, Affinity, or ‘Pig Butchering’ Scams These scams share one thing: someone posing as a friend or romantic interest online. Over time, they build trust before urging you to invest in a fake opportunity or rush into sending funds for a supposed emergency. Deep Fake Impersonations Advances in AI now let scammers create convincing fake audio and video of celebrities,...

Do Health Savings Accounts (HSAs) cause you to scratch your head? Don’t fret - we have a handy breakdown of the benefits of Health Savings Accounts, eligibility, and tips for how your money can work best for you. HSA Benefits Tax Advantages: While you should always confirm with a tax professional, HSAs generally have tax advantages like contributions being tax-deductible, qualified withdrawals are tax-free, and any interest on the funds grow tax deferred.* Funds don’t expire: Unlike Flex or...

Get to know Myron Nield, Vice President and Branch Manager at our Kimberly, ID location. With over 25 years of experience in the financial services industry, Myron has dedicated his career to helping individuals in Kimberly and the surrounding communities achieve their financial goals. Outside of banking, Myron is passionate about music and has performed with his wife and friends in the local band “Kimberly Road” for more than two decades. Myron is also deeply committed to community service,...

We often start diets in the new year to try and achieve better health, but many of us could also use a “spending diet” after holiday shopping. If you are looking for ways to update your budget and save money in the new year these tips can help. Setting a Budget A spending diet is really just a funny way to talk about budgeting. Budgeting is a great way to help you see where you are spending money, decide what is a need vs want, and how you can achieve your financial goals. Budgeting Step 1:...