Receive an Earnings Credit
Which can offset or minimize monthly fees incurred.
Monthly Imaged Statements
Receive a detailed account statement every month for easy tracking of your accounts.
Business Online & Mobile Banking Eligibility
Business online and mobile banking services available with account.
Unlimited Monthly Transactions at Low Per-Item Fees (See Below)
Ideal for Businesses with Large Transaction Volumes
Business Bill Pay Available
Free eStatements
Free Visa® Business Debit Card*
$100 Minimum Deposit to Open
Money Line Available**
Business Analysis Checking
Manage your company’s finances with ease.
This account has monthly imaged statements and can receive an earnings credit to help reduce or offset fees.
Account Fees
$12 monthly service charge
Fee for debit items - $0.15 each
Fee for credit items - $0.25 each
Deposited item fees:
Checks drawn on D.L. Evans Bank - $0.05 each
Checks drawn on other financial institutions - $0.07 each
Balance assessment fee $0.015/$100
Currency deposit fee: $0.75/$1000
Strapped cash purchase fee: $0.75/$1000
Coin deposit fee: $0.75/$1000
Rolled coin purchase fee: $0.75/$1000
Debit item examples: checks, ACH debits, debit card transactions, etc.
Business Analysis Checking
Unlimited monthly transactions at low per-item fees.
Comparison Snapshot
Compare Business Checking Options
Review minimum balances, transaction limits, and features side by side to find the right business checking account for your company.
Account | Minimum Opening Balance | Minimum Balance Requirement | Monthly Service Charge | Online Banking, Mobile Banking, and Online Bill Pay available | Business Online Banking Services Available | Access to MoneyPass Network |
|---|---|---|---|---|---|---|
Community Business Checking | $100 | None | None (up to 200 debits and/or credits) | ✔️ | ✔️ | ✔️ |
Business Analysis Checking | $100 | None | $12 (can be offset by Earnings Credit) | ✔️ | ✔️ | ✔️ |
Business Interest Checking | $100 | $2,500 | $8 if minimum balance not met and up to 300 debits and/or credits | ✔️ | ✔️ | ✔️ |
What kind of checking account do I need for a small business?
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The type of bank account you need for your small business depends on your specific needs, such as how many transactions you make each month and whether you want to earn interest on your balance. At D.L. Evans Bank, we offer several business checking account options:
Community Business Checking: Ideal for businesses with a lower volume of monthly transactions while still enjoin great value.
Business Analysis Checking: Best suited for businesses with higher transaction volumes.
Business Interest Checking: Designed for businesses that want to earn interest on their account balance while maintaining flexibility with their transactions.
Our team can help you choose the account that best fits your business’s size and activity. If you’re unsure which option is right for you, please visit your local branch or connect with a Digital Banker through Video Banking for personalized guidance.
What is needed to open a business checking account?
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To open a business checking account, you’ll need to provide some basic information and documentation, including:
A valid government-issued photo ID for all account signers
Your business’s Tax Identification Number (TIN) or Employer Identification Number (EIN)
Business formation documents (such as Articles of Incorporation, Partnership Agreement, or other official paperwork)
Any required business licenses or permits
Ownership information and details about individuals with significant control over the business
Requirements may vary depending on your business type, so we recommend contacting your local D.L. Evans Bank branch or a Digital Banker for a complete list tailored to your situation.
How can I open a business checking account?
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You can open a business checking account by stopping by any D.L. Evans Bank branch or by connecting with one of our Digital Bankers using our Video Banking service.
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