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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Insured - Backed by the full faith & credit of the U.S. Government

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Personal Loans

Make Room for the Plan

Thinking about a new TV or fresh furniture? A personal loan can help you get what you want—or cover life’s surprises.

Competitive Rates for a Wide Variety of Personal Needs

Attentive, Friendly Service from Start to Finish

Local Decision-Making and Processing

Approval Based on Creditworthiness

Wide Range of Terms Customized to Your Unique Situation

All Loans are Subject to Credit Approval

Features & Benefits

You don’t have to wait to make a dream purchase.

Whether you’re upgrading your home or handling unexpected expenses, our personal loans offer a simple way to get the funds you need. With quick local approvals, just visit any branch to talk with a Personal Banker or Loan Officer and find the right loan for you.

Unsecured Loans


An unsecured personal loan gives you fast, flexible access to funds without the need for collateral. Perfect for covering personal expenses, consolidating debt, or tackling home improvements, this loan offers short-term borrowing with competitive rates and a straightforward approval process. Enjoy the freedom to use your loan for what matters most to you, all with the convenience and support of your local community bank.


All credit products are subject to credit approval.

Personal Loans

Your Prosperity, Our Priority

Account
Min Opening Deposit
Min Balance Requirement
Monthly Service Charge
Free Digital Banking & Bill Pay
Free eStatements
Access to MoneyPass Network
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Lending Made Personal

Personal Loan Options for Every Need

Whether you’re planning a major purchase, consolidating debt, or covering unexpected expenses, D.L. Evans Bank offers a variety of personal loan solutions to fit your life. Choose from secured or unsecured loans, lines of credit, and more—all with competitive rates and flexible terms. Whatever your goals, our personal loans are designed to help you move forward with confidence.

How long does it take to get a personal loan?

At D.L. Evans Bank, we locally write and process all of our personal loan applications, which helps make the process quick and efficient. In many cases, you can expect to receive a decision within about a week or so, depending on your individual situation and the documentation provided. Our team is dedicated to keeping you informed every step of the way and working to get you the funds you need as soon as possible.

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How to apply for a personal loan?

You can apply for a personal loan in the way that’s most convenient for you. Simply choose one of the following options:

  • Apply online: Our online loan application is easy, simple, and convenient.

  • Visit a local branch: Stop by any D.L. Evans Bank location, where our team will be happy to assist you in person.

  • Use Video Banking: Connect with one of our Digital Bankers through our Video Banking service for a face-to-face experience from anywhere.

If you have any questions about the application process or need help choosing the best option, our team is here to help!

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What are common uses for a personal loan?

Personal loans are commonly used for a variety of purposes, such as consolidating debt, covering unexpected expenses, making home improvements, or financing major purchases. They can also be helpful for events like weddings, vacations, or medical bills. With flexible terms and competitive rates, a personal loan from D.L. Evans Bank can help you manage life’s planned—and unplanned—expenses.

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We’re Here to Help

Frequently Asked Questions

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Flexible Financing for Life’s Needs

Request more information or apply today to find the right personal loan, vehicle loan, home equity loan, or credit card to fit your goals.

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