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Operating Lines

Operating Lines

Flexible financing that helps you have cash on hand through every season when you need it most.

Ag is a Lifeline for Our Communities

We have been helping local farms and ranches in Idaho and Utah thrive for over 120 years.

Local Lenders

Partner with agricultural lenders who are market experts and offer local knowledgeable support.

Our Agriculture Roots Run Deep

Our founder was born and raised in agriculture and his roots inspire our ongoing commitment to supporting local growers today.

Operating Line Uses: Crop Production, Working Capital, Inventory, Miscellaneous Expenses, and More

Repayment Terms Customized to Fit your Operation's Unique Needs

Pre-Approval Available

All Loans are Subject to Credit Approval

Attentive, Friendly Service from Start to Finish

Local Decision-Making and Processing

Competitive Rates

Agricultural Loans

Flexible Operating Lines of Credit

Operating lines of credit for agricultural producers offer flexible funding when you need it most. With revolving credit, competitive rates, and tailored repayment options, you can manage daily expenses, invest in your farm, and seize opportunities for growth.

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Min Opening Deposit
Min Balance Requirement
Monthly Service Charge
Free Digital Banking & Bill Pay
Free eStatements
Access to MoneyPass Network
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Growing Strong

D.L. Evans Bank and Agriculture

Our roots run deep in agriculture—D.L. Evans himself grew up ranching and farming in Utah and Idaho, inspiring him to start our bank in 1904.

We know local farmers and ranchers are vital to our community, and our ag lending team lives and works right here with you. Our agricultural financing is designed for your unique needs, with friendly, knowledgeable service at every location.

For over a century, we’ve helped local farms and ranches grow. Let us help you find the right solution for your operation.

We’re Here to Help

Frequently Asked Questions

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