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Fixed-Rate Home Loan

6.625%
APR

Lock in your dream home rate today.

Featured 12-Month CD

6.625%
APY

Maximize your savings with a fixed return.

New Vehicle Loan

6.625%
APR

Drive away with a payment that fits.

Flexible HELOC

6.625%
APR

Turn your home’s equity into cash.

Competitive Rates for Your Next Big Move.

Real-time rates for Idaho and Utah residents, backed by community-focused service.

Rates as of 04/20/2026.

Mortgage Calculator

Find the Rate That Fits Your Future

Use our mortgage calculator to explore loan options. Adjust your down payment and credit score to see how much you can save.

Monthly payments required on all mortgage loans. Payment does not include taxes and insurance and actual payments will be higher. All loans subject to credit approval; this is not a commitment to lend. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice. Fees displayed on the summary page only include lender fees and discount points. Discount points are upfront fees paid to obtain a lower interest rate. One point equals one percent of the loan amount (for example, 1 point on a $100,000 mortgage would equal $1,000). For an estimate of all fees, including third party fees, click the ?fees? link for each option. Government program (VA, FHA, USDA) guarantee or funding fees are financed into your loan amount, and will therefore not be shown as a separate fee in the fee details section.

Home Equity Line of Credit (HELOC)

Modern Solutions for Homeowners

Access a revolving line of credit backed by your home’s equity. Borrow only what you need and pay interest only on what you use.

Rate Type
APR*
Rate

* APR = Annual Percentage Rate. The Annual Percentage Rate listed is our best rate. Your rate may be higher depending on credit history and underwriting criteria. HELOC rates effective as of December 11, 2025. Rates listed are subject to change at any time, without notice.

Credit Card

Take Control of Your Balance

Simplify your wallet with a low-interest credit card. Perfect for consolidating higher-interest debt or managing your monthly expenses with no hidden fees.

Rate Type
APR*
Annual Fee

* APR = Annual Percentage Rate. This rate is a variable rate. Credit Card rates effective as of December 11, 2025. Rates listed are subject to change at any time, without notice.

Auto Loans

Financing That Keeps You Moving

Skip the dealership financing stress. Get pre-approved with DL Evans and head to the lot with the bargaining power of a cash buyer.

Loan Term
APR*
Pmt/$10,000¹

Vehicle Age - 3 year or newer

Rates as of 04/20/2026

¹ Pmt/$10,000 = The estimated payment per $10,000 borrowed. Includes 0.25% automatic payment discount. Annual Percentage Rate includes $100 loan origination fee. Auto Loan rates effective as of June 11, 2025.

Loan Term
APR*
Pmt/$10,000¹

Vehicle Age - 4-7 years

Rates as of 04/20/2026

Loan Term
APR*
Pmt/$10,000¹

Vehicle Age - 8-11 years

Rates as of 04/20/2026

Loan Term
APR*
Pmt/$10,000¹

Vehicle Age - 12-15 years

Rates as of 04/20/2026

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From everyday banking to credit cards, find ways to save money and make real financial progress.

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Join over 50,000 members who trust DL. Evans with their financial future. It takes less than 5 minutes to apply.

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Frequently Asked Questions

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