Rates
Start With the Numbers
See current rates across D.L. Evans Bank products and get a clearer sense of what your next move could look like. Compare options, run the numbers, and find the fit that works for your goals and budget.
Mortgage Calculator
Find the Rate That Fits Your Future
Use our mortgage calculator to explore loan options. Adjust your down payment and credit score to see how much you can save.
Monthly payments required on all mortgage loans. Payment does not include taxes and insurance and actual payments will be higher. All loans subject to credit approval; this is not a commitment to lend. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice. Fees displayed on the summary page only include lender fees and discount points. Discount points are upfront fees paid to obtain a lower interest rate. One point equals one percent of the loan amount (for example, 1 point on a $100,000 mortgage would equal $1,000). For an estimate of all fees, including third party fees, click the ?fees? link for each option. Government program (VA, FHA, USDA) guarantee or funding fees are financed into your loan amount, and will therefore not be shown as a separate fee in the fee details section.
Home Equity Line of Credit (HELOC)
Modern Solutions for Homeowners
Access a revolving line of credit backed by your home’s equity. Borrow only what you need and pay interest only on what you use.
Rate Type | APR* | Rate |
|---|---|---|
Variable | 6.75% | 6.75% |
* APR = Annual Percentage Rate. The Annual Percentage Rate listed is our best rate. Your rate may be higher depending on credit history and underwriting criteria. HELOC rates effective as of December 11, 2025. Rates listed are subject to change at any time, without notice.
Credit Card
Take Control of Your Balance
Simplify your wallet with a low-interest credit card. Perfect for consolidating higher-interest debt or managing your monthly expenses with no hidden fees.
Rate Type | APR* | Annual Fee |
|---|---|---|
Visa® Business | 13.49% - 20.49% | None |
Visa® Low-Rate | 11.49% - 21.49% | None |
Visa® Rewards | 15.49% - 21.49% | None |
Visa® Signature Rewards | 15.49% - 21.49% | None |
* APR = Annual Percentage Rate. This rate is a variable rate. Credit Card rates effective as of December 11, 2025. Rates listed are subject to change at any time, without notice.
Auto Loans
Financing That Keeps You Moving
Skip the dealership financing stress. Get pre-approved with D.L. Evans Bank and head to the lot with the bargaining power of a cash buyer.
Loan Term | APR* | Pmt/$10,000¹ |
|---|---|---|
Vehicle Age 3 years or newer
Loan Term | APR* | Pmt/$10,000¹ |
|---|---|---|
Vehicle Age 4-7 years
Loan Term | APR* | Pmt/$10,000¹ |
|---|---|---|
Vehicle Age 8-11 years
Loan Term | APR* | Pmt/$10,000¹ | Age |
|---|---|---|---|
Vehicle Age 12-15 years
¹ Pmt/$10,000 = The estimated payment per $10,000 borrowed. Includes 0.25% automatic payment discount. Annual Percentage Rate includes $100 loan origination fee. Auto Loan rates effective as of June 11, 2025.
